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  • Incentive Stock Options (ISO)

    Incentive stock options (ISOs) are a type of employee stock option that can provide several tax benefits compared to non-qualified stock options. If you’re new to ISOs, here’s a beginner’s guide to help you understand how they work. What are Incentive Stock Options? ISOs are a type of stock option that is granted to employees…

  • Employee Stock Option Plans (ESOP)

    Employee stock option plans (ESOPs) are a popular form of employee compensation in many companies. They provide employees with the opportunity to purchase company stock at a discounted price and can be a valuable addition to your overall financial portfolio. If you’re new to ESOPs, here’s a beginner’s guide to help you understand how they…

  • Roth IRA for Beginners: A Guide to Your Future

    A Roth IRA is a retirement savings account that offers unique benefits compared to traditional IRAs. If you’re new to investing or just starting to think about your future, here’s what you need to know about Roth IRAs. What is a Roth IRA? A Roth IRA is a type of individual retirement account (IRA) that…

  • How to Do a Backdoor Roth IRA

    A backdoor Roth IRA allows people with high income to fund a Roth IRA despite the IRS income limits. This backdoor method involves the conversion of a traditional IRA to a Roth IRA. The basic steps require you to first contribute your money into a traditional IRA, and then convert those contributed funds into a…

  • How to Speak to a Live Person at the IRS

    When to Call the IRS The IRS is available from 7 a.m. – 7 p.m. Monday through Friday. The best time to call is early in the morning. Be Prepared Before Calling Before you call the IRS, make sure you have all of the information you need. Social Security Number and birth date for the…

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